Who are we? We're mortgage brokers. We'll help navigate you through the competitive and ever-changing mortgage landscape to find the right loan for you. We'll go into bat and negotiate on your behalf, and we'll make the process as simple as possible for you, geared up to deliver fast results. We'll help you avoid the pitfalls, and we'll find loan features to suit your personal circumstances.

Why use us as a mortgage broker when looking for finance?

A mortgage broker is someone who shops around for the home loan that's right for you. Kairos Finance will partner with you on your ongoing wealth and financial journey. From your first home purchase to increasing your property investment portfolio - we are committed to serving you at every opportune moment.

We do the hard work for you.

We make sure you get the right home loan for your circumstances and will manage the process from start to finish.

When should you see us and what can you expect?

You can see us at any stage in your financial journey. You might still be saving for your first home, wishing to use the equity in your current one, or wondering if you're still getting the right deal with your existing lender. You can make an obligation-free appointment with us at a time and place that suits you.

We will ask about your financial circumstances and objectives to find out what's important to you in a home loan. For example, flexibility might be important because you plan to start a family or you may want ready access to equity for a rental property or renovations. Whatever your plans, we will research the market and recommend the right home loan to suit your needs. We always look for the right loan for you, not the lender.


Karen's lovely nature, great listening skills and understanding of financial matters helped us to feel confident that Karen would find a new bank loan that best suited our needs. We have already recommended her to a friend of ours.
Phil, Piara Waters (Oct 2018)

Karen has been excellent throughout the entire process of acquiring my loan with the bank. She is always available to answer any doubts that I had, and was patient in answering all the questions I posed to her. Overall, a very pleasant experience.
Wesley, Leeming (July 2018)

I've been through many brokers and Karen is exceptional. She provides a genuine service towards her client by active listening and giving us genuine financial advice on which loan suits our needs, being accommodating with our meet up time as we have young kids, keeping us informed during the application process and provide additional general financial advise.
Jennifer, Riverton (Feb 2018)

I couldn't have asked for a better first experience at getting a home loan. Karen was so helpful and made things easy and manageable for me in a subject I knew nothing about.
Mindi, Yokine (Dec 2017)

Karen's service was prompt and responsive. She was always available and the advice provided was clear. The options tabled were well considered and appropriate for our family's life situation.
Wai, Willetton (Nov 2017)

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Professionalism at every turn.

We pride ourselves on our professionalism in every facet of our business. Simply click here for a copy of our Internal Dispute Resolution (IDR) process.